Investor portal
7.00 % per year, target

Lend to Estonian borrowers.
We do the work.

Put money in, we allocate it across vetted consumer loans, and you earn a published rate. Every euro is tied to a specific loan, or it is sitting idle and you can see that too.

Open an account I already have one
Target return
7.00 %
per year, not guaranteed
Loans funded
1
Investors
0
Currently deployed
€0,00
How it works

1. You add money

It lands in a segregated client money account, which is separate from our own operating money.

2. We allocate it

You do not pick loans. Our engine spreads your money across many borrowers, and never puts more than a quarter of any single loan on one investor.

3. Borrowers repay

Interest accrues to you as it is received. You can see every loan your money is in.

4. You withdraw

Idle cash can be withdrawn at any time. Money working inside a loan comes back as that loan repays.

What happens if borrowers do not pay

Losses are absorbed in a fixed order, and we publish where we are in it.

1The reserve fund, funded from our spread
2Our current margin
3Your interest is reduced
4Your principal is written down
Step four exists. It has never been reached, and we intend that it never is, but anyone promising you it cannot happen is describing a bank deposit, which this is not.